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Retirement savings: Couple, 70, wonders how to make them last

Jul 5, 2013 Media Toronto Star

The Star, James Daw

Carl and Donna are ready for some fun. So, at age 70, they are planning a $9,000 trip.

This is a luxury they can certainly afford. They have more pension income than their $29,000 of basic living expenses, plus $619,000 in savings and a $350,000 Toronto home.

They have obviously managed their finances well to achieve such a high level of savings. Only part of the money came from a recent inheritance, and the sale of a second property. More significantly, they have not spent lavishly on their family home. They raised only one child and delayed drawing on savings.

Now they wonder how fast to spend their savings, yet not run out.

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