Plan early and see it through
Randall Anthony Communications
Cynthia Kett, principal at Stewart & Kett, an advice-only financial planning, investment consulting, and tax services firm in Toronto, says understanding the concept of financial planning can be a challenge for some people.
“It’s much more than just budgeting, saving or having a good investment strategy,” she says. “Financial planning is a long-term process towards achieving personal goals, needs and priorities through the proper management of your financial affairs.”