Risk Management

Insurance & Risk Management

How much insurance do you really need? Your personal, property, and liability risks are as distinct as you are. We’ll analyze them all to find where you are over – or under – insured, so you can be sure you’re effectively covered in the ways that matter most.

Risk management is the process of:

  • Identifying your risks
  • Assessing the probability of those risks occurring
  • Assessing the impact if the risks occur
  • Protecting against the consequences of loss
  • Minimizing the occurrence of perils

Together, we will:

  • Discuss your personal, property, and liability risks
  • Analyze the probability and impact of potential losses
  • Determine the amount, duration, and risks that should be insured
  • Assess all of your life insurance needs (survivors’ needs, estate liquidity, estate value enhancement)
  • Assess your living benefit insurance needs (disability, critical illness, long-term care)
  • Assess your health care insurance needs (medical, dental, travel)
  • Assess your property and casualty insurance needs (home, auto, personal liability)
  • Analyze and consider insurance product alternatives

$350 per hour + HST (minimum 1 hour)



About Stewart & Kett


Stewart & Kett Financial Advisors Inc.
911- 123 Front Street West,
Toronto, Ontario,
M5J 2M2, Canada
(Adjacent to Union Station)
Phone: (416) 362-6322
Fax: (416) 362-6302