Choose the goal with the better ROI

18 February 2017

Plagued by crippling household debt, millions of Canadians are torn between saving for retirement and paying off the mortgage, the largest of all debts. For the vast majority of Canadians, the option of doing both is just out of the question.

The higher your interest rate, the more will be going to interest expenses and not home equity, goes the argument.

Many people, however, only consider the short-term implications. Cynthia Kett, a principal with advice-only firm Stewart & Kett Financial Advisors Inc. in Toronto, says people should be thinking about their financial planning as a whole.

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About Stewart & Kett

Stewart & Kett Financial Advisors Inc.
We are based in Toronto, Ontario, Canada We are moving and will post our new address as soon as possible