The Globe and Mail, Linda Nguyen Certified financial planner Cynthia Kett advises clients to do a checkup on their finances at least once a year to ensure they’re on track with their goals. January is often a good time to conduct a budget review because you’ll have the benefit of the full year’s receipts and
The Globe and Mail, Kira Vermond The big push is on to convince Canadians to load their extra cash into registered retirement savings plan (RRSP) investments before the Mar. 3 deadline. But though it may seem as though contributing is the only option when it comes time to decide what to do with the money,
The Globe and Mail, JOEL SCHLESINGER Eleanor lives in a nice neighbourhood in Toronto in a heritage home that is a gold mine of equity. Yet that wealth is out of reach for the 67-year-old, single retiree, and she now wonders whether she should sell it to capitalize on its $750,000 of equity. “I get
Globe Advisor, Tom Bradley Just as the baby boomers brought us free love and rock ‘n’ roll, they’re also leading the way into pension-less retirement. Those who are near or just into retirement are in a tough spot. They have a long time horizon and need investment returns that are well in excess of inflation.