CPA, CFP (FP Canada™ Fellow), RFP, TEP, MFA-P™, BCom
(416) 362-6322 ext. 2
Cynthia is a Chartered Professional Accountant (CPA), Certified Financial Planner (CFP – FP Canada™ Fellow), Registered Financial Planner (RFP), Trust and Estate Practitioner (TEP), and a Master Financial Advisor – Philanthropy (MFA-P™). She is a University of British Columbia (BCom) alumna.
Cynthia has practiced accounting, tax, and financial planning for over 30 years. Her love of a diverse client and community base sees her regularly advising entrepreneurs, professionals, executives, families, and retirees. She is frequently consulted as an expert for financial articles, television programs, and other media, including Global TV’s Money Makeover, where she was the host and primary advisor. She is a member of the “Ask an Expert” panel for the financial publication, Canadian MoneySaver, and serves on the editorial board for Advisors Group publications, whose primary audience is the financial advisory community.
Previously a Director on the Board of FP Canada (formerly FPSC), Cynthia continues to volunteer for a variety of FP Canada committees and not-for-profit financial organizations both nationally and internationally.
A founding Legacy Advisor for the SickKids Charitable Giving Fund, Cynthia established the Kett Family Donor-Advised Fund in 2007.
Cynthia loves spending time with her family and friends. With a taste for the outdoors and adventure, she also counts travelling, rock climbing, downhill skiing, scuba diving, and cycling among her favourite pastimes. She cycled in the 200+ km Ride to Conquer Cancer from 2014 to 2018 inclusive.
Dear Cynthia, Your keeping an eye on our finances give us so much peace of mind, and it's a treat working with you.
Cynthia, I just wanted to send a short note updating you of my financial status and thanking you again for giving me the confidence to continue as a self directed investor way back in 2010/2011. To be honest, I never imagined in a million years that I would be a millionaire at any point in my life whatsoever! I enjoyed your calm and sensible manner, your patient advice, and your ability to speak plain English when discussing investments and financial matters.
Cynthia takes the time to get to know you and your financial goals, and makes complicated financial information easy to understand, even pleasant! After a few sessions with her, our financial lives were better organized, and our path forward very clear. We've been able to achieve more than we expected with her big picture analysis, financial planning fluency and guidance. I’ve recommended her to several friends. Working with Cynthia is like having an expert, coach and cheerleader all at once.
Stewart & Kett came highly recommended to my wife and I by a friend. We established a good rapport and felt very comfortable with Cynthia; we weren’t treated like “just another client” or talked down to, which was important to us. Over the years, our needs have changed from simple accounting and tax related work to financial/estate planning, advice for our small business and implementing regular financial reviews with our broker. Cynthia’s ability to explain complex financial matters to us in easy, understandable terms has been invaluable.
Cynthia Kett has been excellent (and efficient!) in her handling of my financial affairs for many years. Cynthia was recommended to me by a well-known Toronto lawyer, and since then Stewart & Kett has assisted me with personal and corporate income taxes, investments, insurance and retirement and estate planning. It’s my great pleasure to give Stewart & Kett a ringing endorsement for their fine work on my behalf.
We rely on Stewart & Kett for financial counselling because they provide timely advice at a fair price. They’ve invested the time to get to know our family and the intricacies of our finances. S&K are impartial when assessing opportunities, so we never feel they’re trying to sell us something. They also don’t charge for minor questions and requests, which is refreshing! Last, but not least, we like, trust and respect Cynthia personally. She and her team are highly professional in all of their dealings.
Cynthia has such integrity. She truly cares about my family’s well-being; I appreciate that even more than the excellent advising, which is always first class. My family and I appreciate the objectivity S&K’s advice-only approach brings to our unique circumstances and finances. They’ve been with us to help plan career changes, marriage, post-secondary education, retirement, and our estate. They prepare our tax returns and handle communications with the Canada Revenue Agency on our behalf. They’re an invaluable personal finance resource.