CPA, CFP – FP CanadaTM Fellow, RFP, TEP, MFA-PTM
(416) 362-6322 ext. 2

Cynthia is a Chartered Professional Accountant (CPA), Certified Financial Planner (CFP – FP Canada™ Fellow), Registered Financial Planner (RFP), Trust and Estate Practitioner (TEP), and a Master Financial Advisor – Philanthropy (MFA-P™). She is a University of British Columbia (BCom) alumna.

Cynthia has practiced accounting, tax, and financial planning for over 30 years. Her love of a diverse client and community base sees her regularly advising entrepreneurs, professionals, executives, families, and retirees. She is frequently consulted as an expert for financial articles, television programs, and other media, including Global TV’s Money Makeover, where she was the host and primary advisor. She serves on the editorial board for Advisors Group publications, whose primary audience is the financial advisory community.

A founding Legacy Advisor for the SickKids Charitable Giving Fund, Cynthia established the Kett Family Donor-Advised Fund in 2007.

Cynthia’s past and current volunteer roles include:

  • Former Director on the Board of Financial Planners Standards Council of Canada – FPSC (now FP Canada);
  • Member of the SickKids Professional Advisors Council;
  • Mentor for the Top 200 Program at Ryerson University; and
  • Judge for the annual Ted Rogers Ethical Case Competition.


Cynthia loves spending time with her family and friends. With a taste for the outdoors and adventure, she also counts travelling, rock climbing, downhill skiing, scuba diving, and cycling among her favourite pastimes. She cycled in the 200+ km Ride to Conquer Cancer from 2014 to 2018 inclusive.


Cynthia, I just wanted to send a short note updating you of my financial status and thanking you again for giving me the confidence to continue as a self directed investor way back in 2010/2011. To be honest, I never imagined in a million years that I would be a millionaire at any point in my life whatsoever! I enjoyed your calm and sensible manner, your patient advice, and your ability to speak plain English when discussing investments and financial matters.

SG, semi-retired technical writer

Stewart & Kett came highly recommended to my wife and I by a friend. We established a good rapport and felt very comfortable with Cynthia; we weren’t treated like “just another client” or talked down to, which was important to us.  Over the years, our needs have changed from simple accounting and tax related work to financial/estate planning, advice for our small business and implementing regular financial reviews with our broker. Cynthia’s ability to explain complex financial matters to us in easy, understandable terms has been invaluable.

J. S., retired corporate executive and business owner

Cynthia takes the time to get to know you and your financial goals, and makes complicated financial information easy to understand, even pleasant! After a few sessions with her, our financial lives were better organized, and our path forward very clear. We’ve been able to achieve more than we expected with her big picture analysis, financial planning fluency and guidance. I’ve recommended her to several friends. Working with Cynthia is like having an expert, coach and cheerleader all at once.

S. F. and S. M., journalists